SkyOne is rated four-stars based on the Bauer Financial zero-to-five-star scale. Bauer Financial recommends and reports that SkyOne is a safe, financially sound credit union that operates well above their regulatory capital requirements. SkyOne is reported to have a capital to assets ratio of 9% or higher. (Five-star credit unions with assets less than $10 million had a capital to assets ratio of 10% or higher.) Generally, the four-star credit unions had capital ratios between 6% and 9%.