Whether you need a little extra spending cash for a big ticket item, a weekend getaway, or emergency fund, you can now skip a payment on your SkyOne loan at your convenience.

With our new Skip A Payment program, you can choose to skip one loan payment once a year for as many eligible* loans as you want, on any month you prefer. It's that flexible!

Simply complete the Skip A Payment form, sign it, and fax it to SkyOne at 310.491.7425. Please allow at least 5 days before your scheduled payment due date.


To skip a loan payment(s), just follow these easy steps:

1. Click here for the form
2. Choose the loan(s) you want to skip
3. Choose the month(s) you want to skip
4. Tell us from which account to debit the $30 processing fee for each loan
5. Complete and sign the form
6. Send us the request form at least 5 days before your scheduled payment due date:

   Fax to: 310.491.7425
   Mail to: 14600 Aviation Blvd., Hawthorne, CA 90250
   (All requests must reach us 5 days before your scheduled payment due date)

Take advantage of Skip A Payment today! If you have questions, give us a call at 800.421.7111.

*1. All deferrals are subject to approval criteria established by SkyOne Federal Credit Union, including a loan payment history of six consecutive months on all open loans, including VISA® cards, and all loan(s) must be current (have no amounts past due). Skip a Payment is not available for first mortgages, home equity loans and home equity lines of credit. Other restrictions may apply. 2. Finance charges will continue to accrue at the rate provided in your original loan disclosures and agreements. 3. Deferring a payment will result in higher total finance charges than if you made payments as originally scheduled. 4. This payment will extend the term of your loan(s) and you'll have to make an extra payment(s) after your loan(s) would be otherwise be paid off. 5. You agree and are required to resume your regular payment schedule after the "skipped" month. 6. You can only skip one payment per loan every 12 months with this program. 7. To skip one consumer loan payment, a $30.00 fee will be automatically deducted from the share account you designate. If funds are not available in the designated share account, you skip-a-payment request will not be honored. 8. For members who have Guaranteed Asset Protection (GAP), claim coverage does not extend to the amount of payment(s) deferred. In addition, the coverage will not be extended beyond the original maturity date.