Certificates

Any successful savings plan needs the right tools. Make sure the higher-earning power of a SkyOne Certificate is on your financial radar. You'll see our Certificate accounts give you options and plenty of them.

We offer the following features:

• Opening deposits starting from $500
• Higher rates earned at higher levels

Current levels are $500, $5,000, $10,000, $25,000, $50,000, and $100,000

• Flexible terms

Choose any term from six months and longer

• Bump-up rate

If our certificate rates go up any time during the original term of your certificate, you may request a one-time bump-up rate for the remainder of the original term by notifying SkyOne. The bump-up rate feature is available on all certificates with terms of 24 months or longer.

• Add-on option

  You may deposit additional funds into your Certificate at no charge. Keep in mind that the dividend rate will remain the same until the end of your term, even if your balance exceeds the maximum amount in your current tier level. The Add-on feature is available on all certificates with terms up to 18 months.

• Dividends paid quarterly.

  Dividends can be paid monthly if deposited directly into your SkyOne checking or savings account. (This does not apply to IRA Certificate accounts.)

• Automatic renewal
• IRA Certificate set-up option

  IRAs can be set up as certificates.

If you have questions, or would like to open a Certificate, simply contact us at 800.421.7111.

*APY = Annual Percentage Yield. Click on the rate above to view rates and disclosure.

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