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Overdraft Protection and Courtesy Pay
Overdraft Protection will transfer funds from your other accounts to cover the checking account when there are insufficient funds. There are up to four (4) accounts that you can set up Overdraft Protection from:
- Savings Account
- Money Market Account
- VISA Credit Card
- SkyOne Line of Credit.
An additional alternative is Courtesy Pay which provides added protection from insufficient funds.
- Applies to your check, debit card (signature-based only) and ACH payments
- Covers amounts to a negative $1,500 (including any fees assessed), if you're set up for a Direct Deposit of $500 or more
- Covers amounts to a negative $500 (including any fees assessed)
- Limit of 10 Courtesy Pay occurrences per month
For more details, check the Schedule of Service Charges and All-in-One disclosure. Interested in Overdraft Protection? To check eligibility or to set-up your Overdraft Protection, e-mail memberservice@SkyOne.org or call 800.421.7111
If Courtesy Pay is not for you, simply opt out by e-mailing memberservice@SkyOne.org or call 800.421.7111.
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